Dear Reader,
Elon Musk’s “AI Everywhere” project isn’t inside Tesla—it’s a private venture with a global network of 150+ facilities embedding autonomous AI into devices everywhere.
Musk believes this could propel Tesla to become the most valuable company ever, worth more than Apple, Microsoft, Nvidia, Amazon, and Google combined.
Private ventures like this are usually locked for elites, but I’ve found a legitimate brokerage backdoor—under $100, no special requirements, just a regular account.
Musk’s history proves he turns underdogs into giants:
- PayPal → Peter Thiel turned $1,700 into $55 million.
- SpaceX → valuation up 349,900% ($1,000 now worth over $3.4 million).
- Tesla → 22,000%+ since IPO ($1,000 to over $220,000).
- xAI → $0 to $230 billion in under two years.
This private play follows the same playbook—using Tesla’s proven autonomous AI “copy-pasted” across the world.
Watch my full video—I explain the story and give you 3 steps to profit, including how to claim that backdoor stake before the summer regulatory shift.
Here’s to the future,
Matt McCall
P.S. Ignore this and you could miss the biggest Musk-driven opportunity since Tesla’s early days.
The Bottom Is in for Micron Stock: 3 Signals to Buy Now
Author: Thomas Hughes. Article Published: 4/8/2026.
Key Points
- Micron Technology’s recent volatility has been driven by shifting expectations for high-bandwidth memory demand and pricing tied to AI infrastructure.
- The company's fiscal second-quarter 2026 results and fiscal third-quarter guidance reset expectations for revenue and earnings growth into late June.
- Institutional ownership remains high, and analyst ratings and price targets still skew positive, even as near-term trading swings persist.
- Special Report: Have $500? Invest in Elon’s AI Masterplan
Micron Technology’s (NASDAQ: MU) stock has been volatile, and the swings are unlikely to be over.
Still, a mix of technical signals, institutional positioning and analyst expectations suggests the bottom may be in and a rebound is likely. The likeliest trigger for that rebound: earnings results.
Micron’s fiscal Q3 2026 earnings report isn’t due until late June, so any rally could take time to gain traction.
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April 20, 2026. Circle it on your calendar.
I'm sharing an "access code" that lets anyone grab a pre-IPO stake before it happens. This is your invitation to the biggest wealth-building event of the decade.
Click Here to See how to Get Your "SpaceX Access Code"As a leading provider of high-bandwidth memory (HBM), Micron is central to the AI boom, so outperformance is possible. Analyst estimates have been rising after Micron's stunning Q2 performance and very strong guidance. The consensus calls for nearly 900% earnings growth, with high triple-digit growth expected to persist over the next three quarters — and those estimates may prove conservative.
Demand trends remain robust. Shortages once expected to ease by 2026 are now forecast to extend well into 2027, possibly longer. Micron is finalizing its 2027 production plans and is expected to lock in record pricing.
The data-center ramp continues, inference and refurbishment cycles have not been fully priced in, and there is a significant lag in facility construction. Micron is among the most advanced of its peers on expansion plans, but even it is unlikely to see significant additional production output until next year.
HBM pricing, previously expected to soften in the back half of 2026, is now forecast to remain strong or even accelerate into year-end. If Micron’s upcoming report confirms that trend, any rebound and subsequent rally could be substantial.
Micron Hammers Out a Bottom in Early Q2
Micron’s rapid run-up and subsequent correction produced a 34% decline from peak to trough.
That decline increases the chance of near-term volatility as the market rebuilds its support base. The positive sign: the sell-off culminated in a Doji candlestick, a classic signal of a potential hard bottom. A Doji occurs when the open and close are nearly the same while intraday price action moves to extremes.
In this instance, the Doji formed during a decline that ranks among the five to ten largest price moves over the past few years and shows a long lower shadow. That shadow indicates intraday weakness followed by a sharp rebound. The candle’s size reflects strong market engagement, and the rebound confirms support at the 150-day exponential moving average.
Trading volume matters, too: volume rose during the decline and spiked as the stock bottomed, another sign of high engagement and likely institutional buying.
MarketBeat data show institutions owning more than 80% of Micron. They bought on balance over the trailing 12 months, with activity ramping in Q1. Q1 did include a selling spike that added volatility, but buyers more than offset sellers — buying outpaced selling by about $6 billion, a quarterly record and evidence of aggressive accumulation.
Q1 Analyst Ratings Stay Positive: MU Stock Is a Buy
Despite ongoing headwinds and risks, analyst sentiment strengthened in Q1.
Micron is rated Buy, with roughly 90% of analysts on the Buy side and coverage up about 45% year-over-year.
While some caution has crept into outlooks, the price-target revision trend remains bullish: the consensus target is up nearly 200% YOY and implied an almost 25% upside in early April.
Notably, the $463 consensus price target aligns with the stock’s all-time high, with trends pointing toward the upper range and a potential new high. A move to fresh highs could attract more inflows and drive momentum.
From a valuation perspective, Micron looks deeply undervalued. The stock trades at roughly 6x consensus 2026 earnings and about 3x consensus 2027 earnings, implying meaningful upside if growth expectations materialize. In that scenario, strong results should prompt a robust revision cycle for revenue and earnings that could extend for years.
LendingClub: A Digital Bank Growing Again Like a Fintech
Author: Peter Frank. Article Published: 4/5/2026.
Key Points
- LendingClub’s hybrid bank and marketplace model provides flexibility across credit cycles, which could smooth revenue streams.
- Strong growth, including 33% loan origination increases, highlights improving fundamentals despite market skepticism.
- Credit-cycle risk, competition, and earnings volatility remain key concerns for investors.
- Special Report: Have $500? Invest in Elon’s AI Masterplan
LendingClub (NYSE: LC) may be sorely underappreciated these days—if, that is, consumers keep borrowing and the company can fend off competition.
Those are big ifs. But with recent strong financials, a new chairman and management optimism, the company appears to be making a compelling case that Wall Street hasn't caught up yet.
Elon Musk already made me a “wealthy man” (Ad)
I Met Elon Musk "Face-to-Face"
During a private gathering of Wall Street elites, I was one of two people selected to speak with Elon personally.
As a result, my research now leads me to believe Elon will announce the SpaceX IPO on this date:
April 20, 2026. Circle it on your calendar.
I'm sharing an "access code" that lets anyone grab a pre-IPO stake before it happens. This is your invitation to the biggest wealth-building event of the decade.
Click Here to See how to Get Your "SpaceX Access Code"Since acquiring a bank charter in 2021, LendingClub has effectively reinvented itself. It now operates as a hybrid: as a bank it holds loans and earns net interest income; as a marketplace it sells loans to institutional investors and earns capital-light fees. That flexibility lets LendingClub lean on whichever model is more attractive during different phases of a credit cycle.
Strong 2025 Results Show Momentum
In 2025, both sides of the business delivered. Fee-based loan originations grew 33% for the year, and LendingClub originated $2.6 billion of loans in the fourth quarter alone, up 40% from a year earlier. On the banking side, net interest margin expanded to 5.98% from 5.42%.
Overall, last year was a standout. Total net revenue climbed 27% to $999 million, while net income more than doubled to $136 million from $51 million. Diluted earnings per share rose to $1.18 for the year, up from $0.46 in 2024.
Although not the company's strongest quarter, the fourth quarter continued the positive trend. Net income was $41.6 million—more than quadruple the $9.7 million earned a year earlier. Diluted earnings per share jumped from $0.08 to $0.35, slightly above expectations.
Those results came on a 23% increase in quarterly net revenue to $266.5 million. Return on tangible common equity was a solid 11.9%. Management also highlighted that the company’s loan performance was running more than 40% better than competitors.
Leadership Changes and Strategic Expansion
Recent moves suggest the company is either confident in its momentum or trying to accelerate it. A few days before the earnings release, LendingClub said John C. (Hans) Morris would be replaced as chairman by Timothy J. Mayopoulos, former CEO of Fannie Mae and former president of fintech Blend, effective April 1. The company’s chief risk officer has also resigned.
LendingClub has signaled a rise in marketing spend during Q1 and increased use of artificial intelligence in its lending business. The company also plans to enter the home-improvement financing market.
For the year, management is guiding originations of $11.6 billion to $12.6 billion and EPS of $1.65–$1.80.
Market Skepticism Clouds the Outlook
Even with solid quarterly and annual results, investors reacted cautiously. LendingClub shares fell roughly 20% after the earnings release. Concerns centered on near-term growth, which came in a bit soft, and the company’s shift to fair-value accounting—a move that can increase earnings volatility as asset values are marked to market.
The market's reaction underscores broader skepticism toward consumer-credit lenders. LendingClub is still well below its IPO levels and below the highs seen in 2021 above $45 per share. Neither net income nor revenue has returned to 2022 peaks.
Valuation Looks Disconnected From Growth Profile
Analyst sentiment is mixed. Of the 10 analysts setting 12-month price targets, six rate the stock a Buy and four rate it a Hold. Zacks Research recently downgraded the stock to a Hold from Strong Buy, while JPMorgan (NYSE: JPM) raised its targets.
Overall, the stock is listed as a Moderate Buy, with an average target of $22 per share—more than a 50% upside from current levels. Although down about 25% this year, shares are roughly 33% higher than a year ago.
At a current price near $14, LendingClub trades at roughly 8–9 times 2026 earnings guidance and only slightly above tangible book value. Those multiples look more like a struggling regional bank than a growing digital lender.
Credit Risk and Competition Remain Key Overhangs
LendingClub is an attractive story, but important uncertainties remain. The company targets prime and near-prime borrowers, so rising unemployment or a recession could quickly compress margins and income. Competitive pressure from large banks and other digital lenders is another ongoing risk.
For growth-oriented investors comfortable with credit-cycle risk, the setup is compelling: LendingClub is delivering double-digit returns on equity, growing revenue and increasing earnings.
Still, the ifs persist. If the economy holds and the company’s net interest margin, charge-off rates and originations stay strong, LendingClub could be one of the more overlooked opportunities in the financial sector this year.
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